Terms and Conditions

# TERMS & CONDITIONS

Welcome to FXPCAP Digital and Retail. By accessing and using our website, you agree to comply with and be bound by the following terms and conditions.

## Digital Products
All products sold on this website are digital products. No physical items will be shipped.

## Intellectual Property
All templates, designs, content, graphics, and digital products are the property of FXPCAP Digital and Retail and may not be copied, resold, redistributed, or shared without permission.

## Payments
All payments must be completed at checkout before digital products are delivered.

## Limitation of Liability
We are not responsible for any financial decisions, losses, or outcomes resulting from the use of our products.

## Changes
We reserve the right to update or modify these terms at any time without prior notice.

By using this website, you agree to these terms and conditions.